Everything you need to know about Brexit

29 May 2018 0 Comments Category: blog, expat guide

Brexit

Now that Theresa May has triggered Brexit, the day has come for us to talk about it. Some people are glad, and some not that much.

It’s a historical process that’s going to encounter several difficulties, and there’s still lots of work to be done, with at least two years of decision making ahead of us.

This the first time that such a thing happens, so no one was really prepared for it. There are no previous measures or actions to learn from because no other nation has left the EU before.

Greenland (Danish territory)did leave the EU after they held a referendum in 1982 and following several rounds of negotiation.

Brits in Spain

Spain is the country with more British expats in

all Europe: 308.821.

There are several questions on how the process is going to be, but the main ones for us lie in the atmosphere of our respective countries, which concerns all UK citizens currently living in Spain and all Spanish citizens living in Britain.

It’s too soon to answer the most troubling and common questions:

  • Will Brits need visas to visit Spain?

Will all the UK citizens who are currently living in Spain need to obtain Spanish passports or change their status as residents to permanent residents?

  • What about pensions, savings, investments and mortgages?
  • What in terms of free public healthcare?

But we decided to write this document because many UK expats applied for Spanish nationality in the first quarter of the year. The number of people who are applying for it has recently increased substantially, says the Instituto Cervantes.

Do I need private health insurance after Brexit?

 

Brexit is a reality no one can ignore and naturally this will also have an impact on the access to public healthcare available to British residents in Spain. They’ll lose their right to access Spanish public healthcare in the wake of this imminent exit. Consequently, they will have to take out private medical insurance since they will no longer be able to benefit from the Spanish healthcare system.

For this reason, before taking out private medical insurance let’s revisit the most significant benefits it could bring you.

  1. Extensive and prestigious medical team.You have the option to go to whichever professional you want, since you can choose from a wide variety of experts and an extensive number of private hospitals.
  2. Special Cover.In addition to the main cover – which includes primary medicine and the vast majority of medical specialties – many policies include special covers that complement your insurance. These can include oral treatments, pharmacy cover, podiatry etc. In that case, we recommend Caser Integral Health Insurancewhich includes all types of cover under any circumstance.
  3. Reduced waiting lists. Every company has different waiting times, but the general concept is that if you need the services of a specialist the wait is minimal. A very important factor since, in serious cases, you can have a consultation with a specialist, with the benefits of a shorter waiting list and personal attention. For example, with Caser Inicia Health Insurance,forget about waiting lists and get quick and easy access to all the services you need for an affordable monthly fee and very low co-payments.
  4. Dental insurance. Many health insurance plans include dental insurance. On the other hand, some give you the opportunity to add it as an option. It’s a good idea to evaluate these types of cover, since they can give very significant discounts on dental treatments. To meet this need, Caser offers you the Caser Adapta + Sonrisa Esencial Health Insurancecreated for you and your family, for dental care without co-payments and with no initial waiting period. In addition, we give you 40 free services to use from day one.
  5. Comfort at all times. As well as being able to choose the hospital where you want to be treated, if you have to stay you’ll have an individual room, ensuring tranquillity for you and your family.
  6. 6With or without co-payment.Health insurance with co-payment includes certain services which the customer can access by paying a small fee.

However, currently many health insurance policies offer an option with no co-payment. This option provides continuous assistance based on a single premium and the insurer covers all expenses incurred.

Many companies choose to offer a mixed option, i.e. no co-payment, but with a limit on the number of sessions. They establish a certain number of services that will be billed to the entity and after that limit has been reached the standard co-payment must be paid. In the case of  Caser Médica Health Insurance, we give you the first 7 co-payments and then the standard product co-payment will start to be applied from the eighth service.

Spanish Nationality

Typical Non Spanish is a community of expats living in Spain and we want to help you with everything.

This year there’s has been over 431% of new request of Brits citizens that are looking to obtain the Spanish nationality since December. After analyzing the growth in the numbers of UK citizens who are looking to obtain Spanish nationality.

We decided that the best way to help is to give you different tips on how to become a full Spanish national.

Spain does not agree with the double nationality when it comes to the UK. It doesn’t allow British citizens to maintain their nationality and the Spanish one. Brits will need to abandon theirs.

Three Key Points

The process to obtain the nationality includes two tests. You also have to prove that you have been a legal resident in Spain for ten (uninterrupted) years.

The first test is to prove your level of Spanish

There are many different academies, schools or courses from which to choose, but the official method is the Diploma of Spanish as a Foreign Language (Diploma de Español como Lengua Extranjera, DELE).

This comprises a number of official certified qualifications that are given by the Ministry of

Education, Culture and Sport of Spain. The DELE is also the only qualification that is accepted internationally and, once you get your diploma, it doesn’t expire.

Exams are held at given times of the year, namely April, May, July, October and November.

Registration opens in Spain on November 15, and on January 10 in other countries.

There are six different levels

  • Spanish Diploma Level A1 (Breakthrough)
  • Spanish Diploma Level A2 (Waystage)
  • Spanish Diploma Level B1 (Threshold)
  • Spanish Diploma Level B2 (Vantage)
  • Spanish Diploma Level C1 (Effective Operational

Proficiency)

  • Spanish Diploma Level C2 (Mastery)

You can find more information here.

The second is a social and cultural test (CCSE)

This exam is designed by the Instituto Cervantes and is intended to prove your knowledge about the Spanish Constitution and the social/current situation of Spain and Spanish culture in general terms. There are ten examination sessions for the CCSE exam in over 200 official centers every year.

Here are ten possible questions that can help understand the CCSE exam a bit better:

  1. According to the Spanish Constitution, national sovereignty resides with the Spanish people, from which … emanate.

ANSWER: State powers

  1. Before being appointed by the king, the president of the government must receive the trust of …?

ANSWER: The Congress of Deputies

  1. Who are part of the executive body of the autonomous communities?

ANSWER: The president and councillors

  1. Citizens of the EU and certain countries with reciprocal agreements, resident in Spain, can vote in which elections?

ANSWER: Only local elections

  1. What is the most famous celebration in Cádiz andon the Canary Islands?

ANSWER: Carnival

  1. At what age is it mandatory to have a national identity document (DNI)?

ANSWER: 14

  1. In what year did Madrid become the capital of Spain?

ANSWER: Madrid effectively became the capital of Spain when Philip II moved his court to the city in 1561, nearly five hundred years ago. It has been the capital ever since except for a brief period from 1601 to 1606, when the court was moved to Valladolid.

  1. What is the unique citizen assistance telephone number for any emergency in Spain?

ANSWER: 112

  1. What autonomous community includes Mallorca, Menorca and Ibiza, among others?

ANSWER: The Balearic Islands

  1. Spaniards have the right to freely choose their residence and to move freely within the national territory. True or False.

Patience

This is what we know right now. We are sure that some things might have changed by the time you start reading this guide, but those UK citizens who are looking to obtain Spanish nationality may still find it useful.

We will keep looking for more information about Brexit and will keep you updated.

 

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